Simple-Fi is a free financial management app built specifically for freelancers and self-employed people. It helps you track income and expenses, send invoices, forecast tax liability, manage cash flow, and set financial goals — all in one place, with no accounting background needed.

Does Simple-Fi support Portuguese freelancers on recibos verdes?

Yes. Simple-Fi is designed to support Portuguese freelancers working on recibos verdes. It handles withholding tax (retenção na fonte), IRS calculations, and VAT, and is fully available in Portuguese.

Which country does Simple-Fi support?

Simple-Fi is built for freelancers in Portugal. Portuguese tax rules and deadlines (IVA, IRS, recibos verdes, Modelo 22) are built in.

Is Simple-Fi free to use?

Yes, Simple-Fi is free to use. Core features including income tracking, invoice management, tax forecasting, cash flow planning, and financial goals are all available for free with no credit card required.

What financial tools does Simple-Fi include?

Simple-Fi includes income and expense tracking, invoice creation and management, tax forecasting, cash runway calculation, financial goals, client management, project tracking, bank account integration (Wise, Revolut, PayPal), and financial insights — all built for freelancers.

Simple.fi manages 5 data types including transactions. Helps you organize, track, and share your work in 1 place for teams and solo users.

The complete freelancer toolkit · Portugal

Everything you need to freelance

Invoicing, clients, projects, calendar, goals, insights, taxes and cash flow: every tool you need to run your freelance business in Portugal, in one place

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01DASHBOARD

See everything. Know everything.

Your income, expenses and net profit compared month-on-month, with full transaction detail one tap away. No spreadsheets. Just clarity.

Monthly income & expense comparison
Drill into any number for full detail
New clients & net profit at a glance

Tap a month

Income

€8,240

Expenses

€2,910

02PROJECTS

Know which work actually pays.

Track deadlines, link transactions and invoices to each project, and instantly see which clients and projects are most profitable.

Your clients

Acme Corp

3 projects

€12,400

Nova Studio

1 project

€7,800

BlueOcean

2 projects

€5,200

03INVOICING

Invoice in 60 seconds. Get paid faster.

Branded PDFs, automatic payment tracking, and a pipeline that shows exactly where every invoice stands, and what's coming in next month.

Invoice pipeline

Try it, tap to interact

04CUSTOM INVOICES

Invoices that look like your brand.

Add your logo, pick your accent colour, set your own line items, currency, VAT and withholding tax. Download a polished branded PDF or save it straight to the project, all in under a minute.

Your logo & brand colour on every invoice
Custom line items, VAT & withholding tax
One-click PDF download or save to project

Your Studio

INV-024

Design work€2,400

Consulting€800

VAT 23%€736

Total€3,936

05CONTRACTS

Send professional contracts in minutes.

Generate branded, ready-to-send agreements from personalized templates, service agreements, SOWs, NDAs and freelance contracts, available in English and Portuguese. Track what's draft, sent and signed.

Multi-language templates (EN · PT)
Branded PDF with your details filled in
Track draft, sent and signed status

Your contracts

Service Agreement

🇬🇧 PDF · branded

Signed

Acordo de Prestação

🇵🇹 PDF · branded

Sent

Acuerdo de Servicios

🇪🇸 PDF · branded

Draft

06AUTO FOLLOW-UPS

Never chase a client awkwardly again.

Simple.fi reminds you exactly when to follow up on unpaid invoices and quiet clients. Ready-to-send message templates for welcome, proposal follow-up and thank-you mean you stay top of mind without the awkwardness.

Automatic reminders on overdue invoices
Smart nudges to re-engage quiet clients
Ready-made email templates, sent in one click

Follow-up reminders

Try it

07CLIENTS

Every client. One place.

Total revenue, active projects and contacts per client, with automated reminders to follow up on new work, before they forget about you.

Your clients

Acme Corp

3 projects

€12,400

Nova Studio

1 project

€7,800

BlueOcean

2 projects

€5,200

08CONNECT YOUR APPS

Link your bank and favourite apps.

Connect Wise, PayPal and Revolut to import transactions automatically, with no more manual entry. Sync invoices and deadlines to Google Calendar, and keep project files organised in Google Drive.

Auto-import from Wise, PayPal & Revolut
Sync deadlines to Google Calendar
Store project files in Google Drive

Connected apps

Try it

09CALENDAR & DEADLINES

Every deadline and payment, mapped.

See invoice due dates, project deadlines and tax dates on one calendar. Log work hours per project and stay ahead of what matters, so nothing slips through the cracks.

Invoice, project & tax dates in one view
Log billable hours per project
Stay ahead of every important date

June

Tap a colored day

Invoice dueDeadlineTax date

10GOALS

Your goals. On autopilot.

Set income targets, savings milestones or expense limits. Simple.fi tracks your progress automatically and nudges you when you're off track.

Goals on track

Try it

11INSIGHTS

Your business KPIs, explained simply.

Revenue per client, profit by project, tax estimates, saving rate, all broken down in plain language. See how your business is really performing.

Your KPIs

Profit margin

64%

Saving rate

28%

Revenue / client

€4.1k

Tax estimate

€2.3k

12FORECAST

Know if you can afford next month before it arrives.

Cash runway, tax forecasting for Portugal (IVA, IRS, social security and filing deadlines), plus confirmed revenue projections, so you always know what's coming and can plan ahead with confidence.

Cash runway

5.2 months

at current spending

13TAXES & DEADLINES

Never get surprised by a tax bill again.

Simple.fi sets aside money for IVA, IRS and social security every month, and maps your filing deadlines for Portugal (Modelo 22, IRS), so tax season is always under control.

Automatic set-aside for IVA, IRS & social security
Portuguese filing dates built in
Legal framework and regime simulator

Set aside for taxes

IVA€1,240

IRS / IRPF€2,180

Seg. Social€680

Modelo 303 · due in 9 days

ONE LAST THING

What kind of freelancer are you?

Pick what sounds most like you and we'll show you where Simple.fi fits.

Run your whole business from here.

Every freelancer tool in one place. Start free, no card needed.

Everything you need to freelance

See everything. Know everything.

Know which work actually pays.

Invoice in 60 seconds. Get paid faster.

Invoices that look like your brand.

Send professional contracts in minutes.

Never chase a client awkwardly again.

Every client. One place.

Link your bank and favourite apps.

Every deadline and payment, mapped.

Your goals. On autopilot.

Your business KPIs, explained simply.

Know if you can afford next month before it arrives.

Never get surprised by a tax bill again.

What kind of freelancer are you?

The Creative

The Consultant

The Builder

Run your whole business from here.