Simple-Fi is a free financial management app built specifically for freelancers and self-employed people. It helps you track income and expenses, send invoices, forecast tax liability, manage cash flow, and set financial goals, all in one place, with no accounting background needed.

Does Simple-Fi support Portuguese freelancers on recibos verdes?

Yes. Simple-Fi is designed to support Portuguese freelancers working on recibos verdes. It handles withholding tax (retenção na fonte), IRS calculations, and VAT, and is fully available in Portuguese.

Which country does Simple-Fi support?

Simple-Fi is built for freelancers in Portugal. Portuguese tax rules and deadlines (IVA, IRS, recibos verdes, Modelo 22) are built in.

Is Simple-Fi free to use?

Yes, Simple-Fi is free to use. Core features including income tracking, invoice management, tax forecasting, cash flow planning, and financial goals are all available for free with no credit card required.

What financial tools does Simple-Fi include?

Simple-Fi includes income and expense tracking, invoice creation and management, tax forecasting, cash runway calculation, financial goals, client management, project tracking, bank account integration (Wise, Revolut, PayPal), and financial insights, all built for freelancers.

O que é a Simple.fi?

A Simple.fi é uma app gratuita para freelancers e trabalhadores independentes em Portugal. Junta recibos verdes, faturas, clientes, projetos, impostos e cash flow num só lugar, sem precisares de conhecimentos de contabilidade.

A Simple.fi ajuda com recibos verdes?

Sim. A Simple.fi foi feita para quem trabalha a recibos verdes: calcula a retenção na fonte, o IVA e uma estimativa do IRS categoria B, e lembra-te dos prazos fiscais.

Qual é a melhor app para trabalhar como independente em Portugal?

A Simple.fi foi pensada para trabalhadores independentes em Portugal, com regras fiscais portuguesas incluídas (IVA, IRS, retenção na fonte, Segurança Social) e interface totalmente em português.

A Simple.fi é gratuita?

Sim. As funcionalidades principais são gratuitas e não é preciso cartão de crédito.

Simple.fi manages 5 data types including transactions. Helps you organize, track, and share your work in 1 place for teams and solo users.

SIMPLE.FI BLOG

Practical guides for freelancers in Portugal

Everything you need to manage your freelance work, made simple.

Featured

Taxes & income tax

Withholding tax for freelancers: when to withhold, how much, and how to declare it

A guide to withholding tax for the self employed in 2026: current rates, when you are exempt, and how to fill in the green receipt.

Simple.fi Team · 14 July 2026 · 8 min read

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How to calculate the contribution base for Social Security in 2026

Understand how the contribution base for Social Security is calculated in 2026 and avoid surprises in your monthly payments.

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Taxes & income tax

How to submit your quarterly Social Security declaration in October 2026

The deadline for your quarterly Social Security declaration is here. Learn how to fulfill this obligation by October 31, 2026, and avoid penalties.

5 October 2026 · 3 min read

VAT

What changes in the VAT periodic return from July 2026

Learn about the changes to the VAT periodic return that came into effect in July 2026 and how they impact your business as a freelancer.

28 September 2026 · 4 min read

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